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Subject Area - 11:
Family and Consumer Sciences
  • Standard Area - 11.1: Financial and Resource Management
  • Grade Level - 11.1.3: GRADE 3
Standard - 11.1.3.A

Identify money denominations, services and material resources available as trade-offs within the home,school and community.

Standard - 11.1.3.B

Define the components of a spending plan (e.g., income, expenses, savings).

Standard - 11.1.3.C

Explain the need for shelter for the purpose of safety, warmth and comfort.

Standard - 11.1.3.D

Explain consumer rights and responsibilities.

  • To be safe
  • To be informed
  • To be heard
  • To choose
  • To redres

Standard - 11.1.3.E

Explain the relationship between work and income.

Standard - 11.1.3.F

Describe criteria needed to identify quality in consumer goods and services (e.g., food, clothing,furniture, hometechnology, health care, transportation, services).

Standard - 11.1.3.G

Identify the services that communities provide for individuals and families.

  • Standard Area - 11.1: Financial and Resource Management
  • Grade Level - 11.1.6: GRADE 6
Standard - 11.1.6.A

Justify the decision to use or not use resources based on scarcity.

Standard - 11.1.6.B

Know the relationship of the components of a simple spending plan and how that relationship allows for managing income, expenses and savings.

Standard - 11.1.6.C

Describe the adaptability to meet basic human needs of the different types of housing available (e.g., single home, apartment, mobile home, shelter, recreational vehicle, public housing).

Standard - 11.1.6.D

Analyze information in care instructions, safety precautions and the use of consumable goods as a demonstration of understanding of consumer rights and responsibilities.

Standard - 11.1.6.E

Explain the principles of child labor laws and the opportunity cost of working by evaluating the advantages and disadvantages of holding a job while a teenager.

Standard - 11.1.6.F

Explain practices to maintain and/or repair consumer goods and services.

Standard - 11.1.6.G

Identify the public and nonpublic services that are available to serve families within the community.

  • Standard Area - 11.1: Financial and Resource Management
  • Grade Level - 11.1.9: GRADE 9
Standard - 11.1.9.A

Analyze current conservation practices and their effect on future renewable and non-renewable resources.

  •  Refuse
  •  Reduce
  •  Reuse
  •  Recycle

Standard - 11.1.9.B

Explain the responsibilities associated with managing personal finances (e.g., savings, checking, credit, non- cash systems, investments, insurance).

Standard - 11.1.9.C

Delineate and assess the factors affecting the availability of housing (e.g., supply and demand, market factors, geographical location, community regulations).

Standard - 11.1.9.D

Explain how consumer rights and responsibilities are protected (e.g., government agencies, consumer protection agencies, consumer action groups).

Standard - 11.1.9.E

Compare the influences of income and fringe benefits to make decisions about work.

Standard - 11.1.9.F

Evaluate different strategies to obtain consumer goods and services.

Standard - 11.1.9.G

Analyze how public, nonpublic and for-profit service providers serve the family.

  • Standard Area - 11.1: Financial and Resource Management
  • Grade Level - 11.1.12: GRADE 12
Standard - 11.1.12.A

Evaluate the impact of family resource management on the global community.

Standard - 11.1.12.B

Analyze the management of financial resources across the lifespan.

Standard - 11.1.12.C

Analyze the relationship among factors affecting consumer housing decisions (e.g., human needs, financial resources, location, legal agreements, maintenance responsibilities).

Standard - 11.1.12.D

Evaluate the role of consumer rights and responsibilities in the resolution of a consumer problem through the practical reasoning process.

Standard - 11.1.12.E

Compare and contrast factors affecting annual gross and taxable income and reporting requirements (e.g., W-2 form, Income tax form).

Standard - 11.1.12.F

Compare and contrast the selection of goods and services by applying effective consumer strategies.

Standard - 11.1.12.G

Compare the availability, costs and benefits of accessing public, nonpublic and for-profit services to assist the family.

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